Helping neighbors in need with practical support through crisis assistance, hunger relief and resource referrals.

Kershaw Area Community Resource Exchange

Crisis Assistance

The Crisis Assistance program offers financial support with basic necessities such as: rent, power, water, heating and food to families that are experiencing a catastrophic crisis situation.

KARE may provide financial assistance with:

  • Rental Payments
  • Essential Utility Payments; essential utilities are power, water, and gas

KARE does not assist with:

  • Mortgages
  • Rental Deposits
  • Utility Deposits
  • Utility reconnection fees
  • Non-essential utilities, which include cable, satellite, telephone, and cell phone
  • NSF Fees
  • Any bills over 90 days old (old, unpaid accounts)
  • Rental Assistance that is more than 1 month behind or that does NOT accompany a written lease/rental agreement

How the process works:

Our dedicated staff spends time with each client, understanding their unique situation and needs. During this process, we evaluate the client’s crisis and research other opportunities and resources that can also assist them with overcoming their current situation. This can be a time consuming process and requires appointments for assistance.

There must be a documented crisis, beyond the individual’s control, that has caused the client/family uncontrollable financial hardship that occurred within the last 90 days. This event would be a potential life altering event that would have caused the client to be unable to fulfill the financial obligation for which they are requesting assistance. There is NO GUARANTEE of financial assistance at any time and we will NEVER make a determination over the phone.

Make sure that you have ALL the required documentation before you come to your appointment (see What to Bring). A Social Worker or Case Manager will assess your situation and review program requirements with you to determine if help can be provided. If assistance can’t be provided, we will talk to you about other community agencies that may be able to assist.

Our staff are caring individuals who have been trained to understand many different situations and challenges. Their goal is to help you stay in your home, keep your utilities on, and help you make a plan for your financial future. We are here to hold your hand while you navigate through this crisis situation.

What to Bring:

In order to be seen by our Social Worker or Case Manager, you must bring each of the following items:

  1. Picture ID for the applying client
  2. Social Security documentation for all household members: social security card, documentation from the the Social Security Administration verifying social security number, W2 form from an employer or pay stub indicating the nine digit social security number, or W7 if applicable. If you are not registered with the Social Security Administration, you are required to provide some form of identification.
  3. Proof of all household income for the past 60 days. Clients who are paid every week are required to present four current pay stubs. Clients who are paid bi-weekly are required to present two current pay stubs, and clients who are paid monthly are required to bring one current pay stub. Clients who receive unemployment, SSI or SSA, VA Pension, Retirement Pension, Child Support, Disability, and/or income from family or friends are required to present a statement of income verification. Clients who are self-employed are required to present income verification or previous year’s tax return.
  4. Bank statements for applying client and spouse, if applicable
  5. All disconnection and past due utility bills and/or notices. The applying client’s name must be on the utility account and must reside in the household.
  6. Copy of the lease/Rental Agreement and landlord statement (Approved landlords only)
  7. Completed application and budget form
  8. Documents that verify crisis within the last 90 days. ***We do NOT accept anything hand-written***

Crisis Documentation Examples: (Other documentation may be required as determined by staff)

– Loss of wages due to illness/hospitalization: (Short term or Long term)

  1. Doctors statements showing the client was written out of work and the dates
  2. Pay stubs for 60 days prior to the illness/hospitalization
  3. Statement from employer for short term or long term disability determination

– Death of a spouse:

  1. Death certificate
  2. Spouse’s income statement
  3. Copy of paid receipt of funeral expenses

– Burial expenses of a dependent child or adult:

  1. Obituary
  2. Receipt for paid funeral expenses in client’s name

– Residential Fire:

  1. Red Cross statement
  2. Proof that the client does or does not have renter’s or homeowners insurance

– Loss of long-term employment

  1. Copy of W-2 or previous year’s tax returns
  2. Work history report showing that client has  been employed with the same company for 12 months+
  3. Unemployment determination letter.

– Other catastrophic events will be considered; documentation required will be determined at first meeting. 


What to expect:

During your interview, our staff will address your current situation and discuss ways to help you move toward financial stability. We will look at your budget and help create a plan of action based on your individual needs. This appointment may take a minimum of 1 hour so be prepared. Following these tips will make your visit less stressful:

– Be sure to bring everything listed in the ‘What to Bring’ section. We cannot serve you without all of this information.

– Make childcare arrangements. If you must bring a child along, bring along books, crayons or other items to entertain your child.

– Please know that we are here to help you become financially stable. This process may require multiple counseling sessions to achieve that goal.


Required Forms:



Budget Spreadsheet

Landlord Statement (For rental assistance only)

Landlord W9 (For rental assistance only)


Hours of Operation

All services are located at 206-210 E. Marion Street, Kershaw, SC

Financial Crisis Assistance

By Appointment Only

Click Here To Schedule Appointment

Food Pantry

Monday - Thursday 8:30am - 11am

Friday Closed

Clothing Closet

Monday - Friday 11am - 5pm

Saturday 9am - 2pm